What Is Uber?
Uber is an on demand passenger app that connects drivers and riders. New York City (NYC) is a unique market since it’s the only Uber market that requires drivers to be licensed by the NYC Taxi & Limousine Commission (TLC) and obtain TLC or commercial insurance, instead of regular rideshare or personal insurance. Uber has several Black Car and Livery Bases licensed with the TLC.
Do I Need Uber Insurance in NYC?
Yes. In addition to having TLC plates and registration, the TLC requires all Uber vehicles have black car insurance coverage. Uber cars which have 1-8 seats must meet the TLC minimum liability coverage requirements which are set at $100,000 per person, $300,000 per accident, and $200,000 in personal injury protection. Vehicles with more than 8 passengers may have to maintain higher limits.
How Do I Purchase Uber Insurance in NYC?
For nearly 50 years, Pearland Brokerage has provided TLC insurance quotes to thousands of New York City TLC Drivers and TLC Vehicle Owners. Our experienced insurance brokers have a complete understanding of the insurance requirements for Uber vehicle owners. We quote NYC Uber vehicle insurance coverage through all the major carriers to find the right insurance policy for you.
Ask us how you can save 5% - 10% off your premium with a dash cam.