Taxi and Limousine (TLC) Insurance
What is the TLC?
The New York City Taxi and Limousine Commission (TLC) is the New York City agency that licenses and regulates the for-hire vehicle (FHV) industries, including app-based companies (Uber, Lyft and Via), medallion taxicabs, commuter vans, and paratransit vehicles. There are several classes of FHV services in New York City, including black cars (e-hails), luxury limousines, yellow taxis, green taxis and liveries (also known as community cars). Each TLC vehicle has a unique set of TLC insurance requirements.
Do I Need TLC Insurance?
Yes. Any vehicle with TLC license plates needs to abide by the TLC’s insurance requirements. Each TLC vehicle has a unique set of TLC insurance requirements.
| # of Passengers | Personal Injury Protection (PIP) | Liability (per person) | Liability (per accident) |
|---|---|---|---|
| 1-8 | $200,000 | $100,000 | $300,000 |
| 9-15 | $200,000 | N/A | $1,500,000 |
| 16-20 | $200,000 | N/A | $5,000,000 |
| # of Passengers | Personal Injury Protection (PIP) | Liability (per person) | Liability (per accident) |
|---|---|---|---|
| 1-8 | $200,000 | $500,000 | $1,000,000 |
| 9-15 | $200,000 | N/A | $1,500,000 |
| 16-20 | $200,000 | N/A | $5,000,000 |
(+ Compliance with Workers’ Compensation)
| Personal Injury Protection (PIP) | Liability (per person) | Liability (per accident) |
|---|---|---|
| $200,000 | $100,000 | $300,000 |
How Do I Purchase TLC Insurance?
For nearly 50 years, Pearland Brokerage has provided TLC insurance quotes to thousands of New York City TLC Drivers and TLC Vehicle Owners. Our experienced insurance brokers have a complete understanding of the insurance requirements for all TLC licensees and TLC vehicles. We quote TLC insurance coverage with all the major carriers to find the right insurance policy for you.
Ask us how you can save 5% - 10% off your premium with a dash cam.